SaaS development in Miami
Selling software to businesses in Latin America from Miami brings problems US-only SaaS never meets. Customers want to pay in their own currency, by bank transfer as often as by card, on invoices that match how their finance teams work. Their users span countries and languages, and a plan priced for Miami can be priced wrong in São Paulo. Billing built for one US market works in the demo and struggles with the first enterprise customer.
We build SaaS with tenancy, billing and invoicing designed around the countries you actually sell in. Plans and prices are held per currency, invoicing sits behind one interface so a new country is an adapter rather than a fork, and every tenant's data is scoped at the query level rather than by convention. Around that come the pieces buyers ask for: SSO, roles, activity history and exports.
Miami's software buyers tend to face south. Many of the companies that set up here in the last few years came for the same reason: it is where a US-incorporated business can sit next to its Latin American customers, investors and staff. Cross-border payments, remittances, neobanks, crypto infrastructure and the US arms of Latin American companies make up a large part of the local technology market, alongside real estate, hospitality and trade. The systems they need are rarely built for one country.
That shapes the work. Money movement is the core of the product rather than a feature bolted onto it: idempotent payment calls, a double-entry ledger, reconciliation jobs that compare your records against a partner's settlement file every night and flag the difference. The product has to handle Spanish and Brazilian Portuguese properly, validate local ID numbers and address formats, and settle through rails such as Pix in Brazil and SPEI in Mexico as well as cards. Crypto products add wallets, chain indexers and custody integrations, and the same principle applies: your database has to agree with the chain, and when it drifts, somebody needs a report saying where. Real estate, hospitality and trade bring their own version of the problem, usually a workbook that runs the business and quietly disagrees with its copies.
The hiring market has moved with the migration of finance and technology firms from New York and California. Built In puts the average base salary for a software engineer in Miami at around $145,000, and engineers who are bilingual and have shipped payments work are the hardest seat to fill. That is the seat we fill for a defined build: a payments integration, a reconciliation system, a second-country launch, or the months while a permanent hire is found. Work starts with a fixed-price two-week piece, and the code belongs to you from the first commit.
We move our working day for Florida. Four hours of every working day overlap with your morning in Eastern time, stand-up included, so calls, code review and decisions happen live with the engineer who writes the code. Everything else is written down where you already work, and runbooks and architecture notes are written as we go, so the next engineer who joins can read how the money moves.
We are the right fit for a defined build: a payments integration, a reconciliation system, a second-country launch. Senior capacity starts within days, the first piece is a fixed-price two-week engagement, and we can cover the months while a permanent hire is found. Agencies serving Miami's fintech, hospitality and retail brands can put the work under their own name.
Four ways this arrives.
Then SCIM, then role mapping, then a security questionnaire. We add SAML and OIDC through a provider or your own identity stack, provision users from their directory, and keep the permission model working for the self-serve customers who never asked for any of it.
Shared tables with a tenant column and every query trusted to filter on it. We enforce isolation below the application, with Postgres row-level security or separate schemas, and write tests that try to read across tenants and must fail.
Moving from seats to usage, adding a free tier, or selling annual contracts beside monthly plans. We model plans and entitlements separately from the payment provider, meter usage into a ledger you can audit, and make proration and dunning tested code rather than a monthly surprise.
Every larger customer asks who changed what, who can reach production and how access ends when someone leaves. We build exportable audit logs, least-privilege access and change control through pull requests, so your answer is a screen, not a spreadsheet.
A multi-tenant platform scoped per organisation, with admin screens for users, access and login alerts, and a way for an administrator to view the app as any user.
Read the write-up →Asked by Miami teams.
How do you work with teams in Miami?+
We are in Bengaluru and move our working day for Florida, so four hours of every working day overlap with your morning in Eastern time, stand-up included. Calls, code review and decisions happen in that window. Everything else is written down in your own tools, whether that is Slack, GitHub or Linear, and the person on every call is the engineer who writes the code.
Can you build for Latin American markets as well as the US?+
Yes, and it is more than translation. Mexican and Argentinian Spanish differ, Brazilian Portuguese is its own language, and ID numbers, address formats, currencies and instalment payments all change by country. We design localisation into the first component, format money through the platform's own internationalisation tools, and integrate the payments provider you have chosen, with room for a second provider and local rails such as Pix and SPEI.
How does your rate compare to hiring in Miami?+
Built In puts the average base salary for a software engineer in Miami at about $145,000, before equity and benefits. Our published rate is $35/hour, or $5,400 a month for an embedded engineer, with a $5,000 minimum. There is no recruiting time and no employment overhead, and work starts within days of the call. The first piece is a fixed-price two-week engagement at $2,800, so you judge us on working code.
Can you work white-label for a Miami agency?+
Yes. Miami agencies regularly win fintech, hospitality and ecommerce projects that need more engineering than the in-house team can take on at once. We work under your name as part of your team, so your client deals with you and the work arrives as yours. The NDA comes before any specifics, the code belongs to the client from the first commit, and runbooks and architecture notes are written as we go.
Shared database, separate schemas, or a database per tenant?+
Shared tables with row-level security for most products, because it is the cheapest to run and the simplest to migrate. Separate schemas or databases when a customer contractually needs isolation, data kept in a particular region, or its own backup schedule. We design so a large tenant can move to its own database later without rewriting the application, because that request usually arrives with the biggest contract.
When should we add SSO and SCIM?+
Before the deal that needs them, not in the first month. Design the user and organisation model so SSO slots in without a data migration, then switch it on when a paying customer asks. A provider such as WorkOS saves you building SAML and SCIM yourself, which rarely pays off until enterprise customers are a large share of your revenue.
Stripe, or a merchant of record like Paddle?+
Stripe gives you the most control over plans, invoices and the checkout. A merchant of record such as Paddle takes a larger fee and becomes the seller, handling tax wherever you sell. For a small team selling internationally from the start, the merchant of record is often the simpler path. We lay out both at your price point before you choose.
Can you make the product ready for enterprise buyers?+
Yes. Enterprise buyers ask for the same things every time: single sign-on, directory provisioning, roles they can define, an audit log they can export, and admin screens their IT team can use. We design those into the data model early, so saying yes to the next large customer is a configuration change rather than a quarter of rework.
What have you built that carries over to SaaS?+
Multi-tenancy, per-organisation access and admin tooling run through most of what we build. FM360 is a multi-tenant platform with all three: organisations, apps and access managed per customer, usage analytics and login alerts. Subscriptions and billing logic we build inside the product, tested like any other code rather than left to a dashboard.